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What is Med pay coverage on a car insurance policy


In the event of an accident, this type of insurance will guarantee that all he medical bills that might arise are covered for including those of the passengers in the vehicle at the time of the accident. It is important to note that it will take up the responsibility of meeting all the medical costs without taking into consideration who caused the accident in the first place.

It is common knowledge that in the event that you get injured in an accident not caused by you, the time taken by the insurer of the other driver to meet your medical expenses might be long forcing you to dig deep into your pockets as you wait to be refunded the spend amount. However, the with Med pay, you are guaranteed that you will not pay a single cobble in the event of such an eventuality as Med pay steps in immediately and takes over your medical expenses.

Med pay is without a doubt very significant to most drivers who have no health insurance policies for one reason or another. However, it is important to note that this type of insurance should not be used a single policy rather it should be used to compliment other auto liability insurance policies. This is because the benefits of med pay can only be claimed in the event of an injury that arises from an auto accident.

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